:root{
  --ink:#0E2747;          /* navy — primary */
  --ink-deep:#081B36;     /* deeper navy — hero/footer */
  --accent:#1CB5C6;       /* teal — fills/highlights on dark */
  --accent-deep:#0B7C8B;  /* teal — legible on light (text/links) */
  --paper:#F5F3EE;        /* warm off-white section bg */
  --card:#FFFFFF;
  --muted:#51606E;
  --muted-d:rgba(255,255,255,.66);
  --line:rgba(14,39,71,.12);
  --line-d:rgba(255,255,255,.14);
  --serif:"Sora",system-ui,sans-serif;
  --sans:"Inter",system-ui,sans-serif;
  --wrap:1200px;--r:14px;
  --shadow:0 1px 2px rgba(14,39,71,.04),0 12px 32px -12px rgba(14,39,71,.18);
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;line-height:1.55;font-size:17px}
a{color:inherit;text-decoration:none}
img,svg{display:block;max-width:100%}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 28px}
h1,h2,h3{font-family:var(--serif);font-weight:700;line-height:1.05;letter-spacing:-.02em}
.serif-i{font-style:italic;font-weight:500}
.eyebrow{font-family:var(--sans);font-size:12.5px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--accent-deep);display:inline-flex;align-items:center;gap:9px}
.eyebrow::before{content:"";width:22px;height:2px;background:var(--accent);border-radius:2px}
.eyebrow.on-dark{color:var(--accent)}
.btn{display:inline-flex;align-items:center;gap:9px;font-family:var(--sans);font-weight:600;font-size:15px;padding:14px 24px;border-radius:999px;border:1px solid transparent;cursor:pointer;transition:transform .18s ease,box-shadow .2s ease,background .2s ease,color .2s}
.btn-primary{background:var(--accent);color:var(--ink-deep);box-shadow:0 8px 22px -8px rgba(28,181,198,.55)}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 14px 30px -10px rgba(28,181,198,.65)}
.btn-ghost{background:transparent;border-color:var(--line);color:var(--ink)}
.btn-ghost:hover{border-color:var(--ink);transform:translateY(-2px)}
.btn-ghost.on-dark{border-color:var(--line-d);color:#fff}
.btn-ghost.on-dark:hover{border-color:#fff;background:rgba(255,255,255,.06)}
.util{background:var(--ink-deep);color:var(--muted-d);font-size:13px}
.util .wrap{display:flex;justify-content:space-between;align-items:center;height:40px;gap:16px}
.util a{color:#fff;font-weight:600}
.util .dots span{color:rgba(255,255,255,.3);margin:0 8px}
header{position:sticky;top:0;z-index:50;background:rgba(245,243,238,.82);backdrop-filter:saturate(140%) blur(14px);border-bottom:1px solid transparent;transition:border-color .3s,box-shadow .3s}
header.scrolled{border-color:var(--line);box-shadow:0 6px 20px -16px rgba(14,39,71,.5)}
.nav{display:flex;align-items:center;justify-content:space-between;height:78px;gap:24px}
.brand{display:flex;align-items:center;gap:11px;flex-shrink:0}
.brand .mark{height:44px;width:auto}
.brand b{font-family:var(--sans);font-weight:700;font-size:16px;line-height:1.04;letter-spacing:.01em;display:block}
.brand .gg{font-family:var(--serif);font-style:italic;font-weight:500;color:var(--accent-deep);font-size:13.5px}
.navlinks{display:flex;align-items:center;gap:30px;margin-left:auto}
.navlinks a{font-size:15px;font-weight:500;color:var(--ink);position:relative;padding:4px 0}
.navlinks a::after{content:"";position:absolute;left:0;bottom:-2px;width:0;height:2px;background:var(--accent);transition:width .22s}
.navlinks a:hover::after{width:100%}
.nav .btn{flex-shrink:0}
.burger{display:none;background:none;border:1px solid var(--line);border-radius:10px;width:44px;height:44px;cursor:pointer}
.burger span{display:block;width:18px;height:2px;background:var(--ink);margin:3px auto;border-radius:2px}
.hero{position:relative;background:var(--ink-deep);color:#fff;overflow:hidden;padding:96px 0 150px}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(80% 60% at 72% 8%,rgba(28,181,198,.16),transparent 60%),radial-gradient(70% 70% at 12% 100%,rgba(36,86,140,.30),transparent 60%)}
.hero::after{content:"";position:absolute;inset:0;opacity:.5;pointer-events:none;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:64px 64px;-webkit-mask-image:radial-gradient(70% 70% at 60% 20%,#000,transparent)}
.hero .wrap{position:relative;z-index:2;max-width:920px}
.hero h1{font-size:clamp(40px,6.4vw,76px);font-weight:400;color:#fff;margin:22px 0 0;letter-spacing:-.02em}
.hero h1 .serif-i{color:var(--accent)}
.hero .lede{font-size:clamp(17px,2vw,20px);color:var(--muted-d);max-width:600px;margin:24px 0 0}
.getpaid{display:inline-block;margin:28px 0 0;font-family:var(--serif);font-style:italic;font-size:clamp(19px,2.4vw,26px);color:#fff;border-left:3px solid var(--accent);padding-left:18px;line-height:1.25}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin:34px 0 0}
.chips{display:flex;gap:10px;flex-wrap:wrap;margin:40px 0 0}
.chip{font-size:13px;font-weight:500;color:var(--muted-d);border:1px solid var(--line-d);border-radius:999px;padding:8px 15px;display:inline-flex;align-items:center;gap:8px}
.chip b{color:var(--accent);font-weight:700}
.snap{position:relative;z-index:5;margin-top:-86px}
.snap .panel{background:var(--card);border:1px solid var(--line);border-radius:20px;box-shadow:0 30px 60px -28px rgba(8,27,54,.5);overflow:hidden}
.snap .phead{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:18px 26px;border-bottom:1px solid var(--line);background:linear-gradient(180deg,#fff,#fbfaf7)}
.snap .phead .t{font-family:var(--sans);font-weight:700;font-size:14px;letter-spacing:.02em;display:flex;align-items:center;gap:10px}
.snap .phead .live{width:9px;height:9px;border-radius:50%;background:var(--accent);box-shadow:0 0 0 4px rgba(28,181,198,.18)}
.snap .phead .sub{font-size:12.5px;color:var(--muted)}
.statgrid{display:grid;grid-template-columns:repeat(4,1fr)}
.stat{padding:30px 26px;border-right:1px solid var(--line)}
.stat:last-child{border-right:none}
.stat .n{font-family:var(--serif);font-weight:500;font-size:clamp(34px,4vw,48px);line-height:1;letter-spacing:-.02em}
.stat .n .u{font-size:.5em;color:var(--accent-deep);font-style:italic;margin-left:2px}
.stat .n .down{color:var(--accent-deep)}
.stat .bar{height:4px;border-radius:4px;background:var(--line);margin:14px 0 12px;overflow:hidden}
.stat .bar i{display:block;height:100%;background:var(--accent);border-radius:4px}
.stat .l{font-size:13px;color:var(--muted);line-height:1.4}
section.band{padding:104px 0}
.band.paper{background:var(--paper)}
.band.deep{background:var(--ink-deep);color:#fff}
.shead{max-width:760px;margin:0 0 50px}
.shead h2{font-size:clamp(30px,4vw,46px);margin:16px 0 0}
.shead p{color:var(--muted);font-size:18px;margin:18px 0 0;max-width:620px}
.band.deep .shead p{color:var(--muted-d)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:30px;display:flex;flex-direction:column;transition:transform .2s ease,box-shadow .25s ease,border-color .2s;position:relative;overflow:hidden}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:rgba(14,39,71,.2)}
.card .tag{font-size:11.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--accent-deep);margin:0 0 14px}
.card h3{font-size:23px;font-weight:600;margin:0 0 10px}
.card p{font-size:14.5px;color:var(--muted);flex:1}
.card .go{margin-top:18px;font-weight:600;font-size:14px;color:var(--ink);display:inline-flex;align-items:center;gap:7px}
.card .go .ar{transition:transform .2s}
.card:hover .go .ar{transform:translateX(4px)}
.card.flag{grid-column:span 2;background:var(--ink);color:#fff;border-color:transparent}
.card.flag::after{content:"";position:absolute;right:-40px;top:-40px;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,rgba(28,181,198,.20),transparent 70%)}
.card.flag .tag{color:var(--accent)}
.card.flag p{color:var(--muted-d)}
.card.flag .go{color:#fff}
.card.start{background:linear-gradient(160deg,#10324a,#0c2238);color:#fff;border-color:transparent}
.card.start .tag{color:var(--accent)}.card.start p{color:var(--muted-d)}.card.start .go{color:var(--accent)}
.steps{display:grid;grid-template-columns:repeat(2,1fr);gap:0;border-top:1px solid var(--line-d)}
.step{display:grid;grid-template-columns:54px 1fr;gap:20px;padding:28px 8px;border-bottom:1px solid var(--line-d)}
.step:nth-child(odd){border-right:1px solid var(--line-d);padding-right:36px}
.step .num{font-family:var(--serif);font-style:italic;font-size:22px;color:var(--accent)}
.step h3{font-size:18px;font-weight:600;color:#fff;margin:2px 0 8px;font-family:var(--sans)}
.step p{font-size:14.5px;color:var(--muted-d)}
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.quote{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:30px}
.quote .mark{font-family:var(--serif);font-size:46px;line-height:0;color:var(--accent);height:24px;display:block}
.quote p{font-family:var(--serif);font-size:18px;line-height:1.45;margin:0 0 22px}
.quote .who{font-size:13.5px;color:var(--muted);border-top:1px solid var(--line);padding-top:16px}
.quote .who b{color:var(--ink);font-weight:700;display:block;font-family:var(--sans)}
.cta{background:var(--ink-deep);color:#fff;text-align:center;padding:108px 0;position:relative;overflow:hidden}
.cta::before{content:"";position:absolute;inset:0;background:radial-gradient(60% 80% at 50% 0%,rgba(28,181,198,.18),transparent 65%)}
.cta .wrap{position:relative;z-index:2;max-width:760px}
.cta h2{font-size:clamp(30px,4.4vw,50px);color:#fff}
.cta p{color:var(--muted-d);font-size:18px;margin:20px auto 0;max-width:560px}
.cta .row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;margin:34px 0 0}
.cta .micro{font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--accent);font-weight:600;margin:0 0 6px}
footer{background:#06121F;color:var(--muted-d);padding:72px 0 34px;font-size:14.5px}
.fgrid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px}
.fbrand b{color:#fff;font-family:var(--sans);font-weight:700;font-size:19px;display:block;line-height:1.05}
.fbrand .gg{font-family:var(--serif);font-style:italic;color:var(--accent);font-size:15px}
footer .fdesc{margin:16px 0 0;max-width:320px;line-height:1.6}
footer h4{color:#fff;font-family:var(--sans);font-size:13px;letter-spacing:.08em;text-transform:uppercase;margin:0 0 16px;font-weight:700}
footer li{list-style:none;margin:0 0 10px}
footer .col a:hover{color:var(--accent)}
.fbar{border-top:1px solid var(--line-d);margin-top:54px;padding-top:24px;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;font-size:13px}
.fbar a{color:#fff;font-weight:600}
.rv{opacity:0;transform:translateY(16px);animation:rv .8s cubic-bezier(.2,.7,.2,1) forwards}
@keyframes rv{to{opacity:1;transform:none}}
.d1{animation-delay:.05s}.d2{animation-delay:.15s}.d3{animation-delay:.25s}.d4{animation-delay:.35s}.d5{animation-delay:.45s}
@media (prefers-reduced-motion:reduce){.rv{animation:none;opacity:1;transform:none}}
@media(max-width:900px){
  .navlinks{display:none}.burger{display:block}
  .navlinks.open{display:flex;position:absolute;top:78px;left:0;right:0;flex-direction:column;background:var(--paper);border-bottom:1px solid var(--line);padding:18px 28px;gap:16px}
  .nav .btn{display:none}
  .statgrid{grid-template-columns:repeat(2,1fr)}.stat:nth-child(2){border-right:none}
  .stat:nth-child(1),.stat:nth-child(2){border-bottom:1px solid var(--line)}
  .cards{grid-template-columns:1fr}.card.flag{grid-column:span 1}
  .steps{grid-template-columns:1fr}.step:nth-child(odd){border-right:none;padding-right:8px}
  .quotes{grid-template-columns:1fr}
  .fgrid{grid-template-columns:1fr 1fr;gap:32px}
  section.band{padding:72px 0}
}
@media(max-width:560px){.fgrid{grid-template-columns:1fr}.util .dots{display:none}}

/* ---- breadcrumb + sub-hero (interior pages) ---- */
.subhero{position:relative;background:var(--ink-deep);color:#fff;overflow:hidden;padding:62px 0 56px}
.subhero::before{content:"";position:absolute;inset:0;background:radial-gradient(70% 80% at 82% 0%,rgba(28,181,198,.13),transparent 60%)}
.subhero .wrap{position:relative;z-index:2;max-width:880px}
.crumb{font-size:13px;color:var(--muted-d);margin:0 0 16px;display:flex;gap:8px;flex-wrap:wrap}
.crumb a:hover{color:#fff}.crumb span{color:rgba(255,255,255,.3)}
.subhero h1{font-size:clamp(32px,5vw,54px);font-weight:400;color:#fff;margin:12px 0 0;letter-spacing:-.02em}
.subhero h1 .serif-i{color:var(--accent)}
.subhero .lede{font-size:clamp(16px,2vw,19px);color:var(--muted-d);max-width:640px;margin:20px 0 0}
/* ---- prose ---- */
.prose{max-width:760px;margin:0 auto}
.prose h2{font-size:clamp(25px,3.2vw,36px);margin:46px 0 0}.prose h2:first-child{margin-top:0}
.prose h3{font-family:var(--sans);font-weight:700;font-size:19px;margin:30px 0 0}
.prose p{margin:15px 0 0;color:#2b3a47;font-size:17px}
.prose .lead{font-size:20px;color:var(--ink);font-family:var(--serif);line-height:1.4}
.prose ul{margin:16px 0 0;padding:0;list-style:none}
.prose li{position:relative;padding-left:26px;margin:9px 0;color:#2b3a47}
.prose li::before{content:"";position:absolute;left:2px;top:10px;width:9px;height:9px;border-radius:2px;background:var(--accent)}
/* ---- feature grid ---- */
.feat{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.feat .f{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:24px}
.feat .f h3{font-family:var(--sans);font-weight:700;font-size:16.5px;margin:0 0 8px}
.feat .f p{font-size:14px;color:var(--muted);margin:0}
.feat.on-dark .f{background:rgba(255,255,255,.04);border-color:var(--line-d)}
.feat.on-dark .f h3{color:#fff}.feat.on-dark .f p{color:var(--muted-d)}
/* ---- faq ---- */
.faq{max-width:820px;margin:0 auto}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;padding:20px 0;font-family:var(--sans);font-weight:600;font-size:17.5px;display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--accent-deep);font-size:24px;font-weight:400;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 0 20px;color:var(--muted);max-width:700px;margin:0}
/* ---- form ---- */
.formwrap{display:grid;grid-template-columns:1.3fr .9fr;gap:40px;align-items:start}
.form{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:32px;box-shadow:var(--shadow)}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{margin:0 0 16px}.field.full{grid-column:1/-1}
.field label{display:block;font-size:13px;font-weight:600;color:var(--ink);margin:0 0 7px}
.field input,.field select,.field textarea{width:100%;font-family:var(--sans);font-size:15px;padding:12px 14px;border:1px solid var(--line);border-radius:10px;background:#fcfcfb;color:var(--ink)}
.field textarea{min-height:120px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(28,181,198,.15)}
.cinfo .blk{margin:0 0 22px}
.cinfo h4{font-family:var(--sans);font-size:13px;letter-spacing:.06em;text-transform:uppercase;color:var(--accent-deep);margin:0 0 6px;font-weight:700}
.cinfo a{font-weight:600}.cinfo p{color:var(--muted);font-size:15px;margin:0}
.phi{background:rgba(28,181,198,.07);border:1px solid rgba(28,181,198,.25);border-radius:12px;padding:16px;font-size:13.5px;color:var(--ink)}
/* ---- article ---- */
.article{max-width:720px;margin:0 auto}
.article .meta{font-size:12.5px;margin:0 0 4px;letter-spacing:.05em;text-transform:uppercase;font-weight:700;color:var(--accent-deep)}
@media(max-width:900px){.feat{grid-template-columns:1fr 1fr}.formwrap{grid-template-columns:1fr}.form .row{grid-template-columns:1fr}}
@media(max-width:560px){.feat{grid-template-columns:1fr}}